Financial Aid Info

Types of Financial Aid


All grants, unless otherwise noted, are awarded based upon the hours of enrollment and will be adjusted accordingly on the census date of each semester.

Federal Pell Grant Programs

A Federal Pell Grant, unlike a loan, does not have to be repaid. Pell Grants are awarded only to undergraduate students who have not earned a bachelor's or professional degree. For many students, Pell Grants provide a foundation of financial aid to which other aid may be added.

Pell Grant Eligibility Table:     

 Full Time – 12 or more hours

¾ Time – 9-11 hours

½ Time – 6-8 hours

Fall Spring Summer Eligibility

Full time Full time No Eligibility

¾ time Full time ¼ time eligibility

½ time Full time ½ time eligibility

¼ time Full time ¾ time eligibility

Full time ¾ time ¼ time eligibility

Full time ½ time ½ time eligibility

Full time ¼ time ¾ time eligibility

¾ time ¾ time ½ time eligibility

¾ time ½ time ¾ time eligibility

½ time ½ time Full time eligibility

Similar calculations will be done for all other combinations, so that a student cannot receive greater than one full time-scheduled Pell Grant for the academic year.  Pell grant funds can also be allocated to Mini sessions.  Winter Mini is attached to Fall semester and Summer Mini is attached to the Spring semester.

In December 2011, President Obama signed into law the Consolidated Appropriations Act, 2012 (Public Law 112-74). This law has significantly impacted the Federal Pell Grant Program.  Beginning in Fall 2012, students are now limited to 12 semesters (or 600%) of Federal Pell Grant eligibility during their lifetime.  Because the new Lifetime Eligibility Used (LEU) includes all awards received prior to the 2012-2013 year, some students will not be ineligible at the start of the 2012-2013 year.  Others will have some eligibility but not enough to receive 100% of their award. It includes any Pell Grant awards received at any school and it’s a limit to receive it at any school. You cannot transfer and receive additional awards at another school.

There are no exceptions and you cannot appeal.  The school has no legal ability to award students beyond the limit.

The limit is six (6) years at full-time attendance. The Pell Grant award will be prorated for part-time students.  The limit that a student can receive is a maximum of 600% of annual awards.  When a student is awarded a Pell Grant, you are given a maximum annual Pell Grant award.  If you attend full-time (12 hours or above for Undergraduates) for two semesters you receive 100%.  If you attend half-time for two semesters you receive 50%.  Each semester you receive the Federal Pell Grant it is a percentage and counts toward your total LEU.  When the total reaches 600% you are no longer eligible for the grant.  Students who are no longer eligible for Pell are also ineligible for the Federal Supplemental Opportunity Grant (FSEOG).

Students are notified of this limit on their Student Aid Report (SAR) after they complete the current year’s FAFSA.  Students can find and track your financial aid history at the National Student Loan Data System (NSLDS) at the following website: You will need your federal PIN to access your history. It’s the same one you use to sign your FAFSA.

To read more about the LEU and how it’s calculated including examples click on the link below for a message from the U.S. Department of Education:

Federal Supplemental Educational Opportunity Grants (FSEOG)

This grant is for undergraduates with exceptional financial need, and gives priority to students who receive Federal Pell Grants. You do not have to repay an FSEOG.

Texas Public Education Grant

The TPEG program provides limited state funds for undergraduate and graduate students with exceptional financial need. To qualify, students must be enrolled for a minimum of 6 credit hours per semester. Annual award amounts range from $200 to $3000. Funds are available on a first come, first serve basis.


The TEACH (Teacher Education Assistance for College and Higher Education) Grant Program was instituted by the Department of Education in conjunction with the College Cost Reduction and Access Act passed by Congress. The TEACH Grant program is designed to assist students entering or continuing a teaching career in a high-need field and employment at a Title I school.  Federal regulations state that students in the Teacher Certification non-degree program are ineligible.

The Teacher Education Assistance for College and Higher Education (TEACH) Grant Program provides up to $3,760 per year in grants for graduate and undergraduate students who intend to teach full-time in high-need subject areas for at least four years at schools that serve students from low-income families.  Students who do not complete the four-year required teaching obligation must repay the grant with interest. 

Students must be enrolled in a program of study designated as TEACH Grant-eligible. As determined by the school. Eligible programs are those that prepare a student to teach in a high-need area in their state of residence. High-need fields are determined by the Department of Education for each state per award year.  Department of Education high need field information can be found online at  Graduate programs that are eligible have to lead to a teaching certification.



Texas state grants are awarded on a first-come, first-serve basis.

State grants (Texas Public Education Grants (TPEG), HB Grants, Texas Grants, etc.) cannot be stacked at Lamar University. For example, if a student is awarded the Texas Grant, then the student cannot also be awarded the TPEG. However, if a student receives a state grant and later is considered for another state grant of a greater amount, the grant with the greater amount will replace the original grant.


  1. Completed the Recommended High School Program or Distinguished Achievement Program in high school (or equivalent).
  2. Classification as a resident of Texas.
  3. Registration with Selective Service, or be exempt from registration.
  4. No felony conviction or crime involving a controlled substance.
  5. Demonstration of financial need (EFC cap).
  6. Enrollment at least three quarter time as:
    1. An entering undergraduate within 16 months of high school graduation, or
    2. A continuing student who has acquired an Associate’s Degree and enrolls in a higher level program at an eligible institution within twelve months of receiving an Associate’s Degree.
  1. *To be considered for the initial Texas Grant, a student can have no more than 30 semester credit hours, excluding those earned for dual or concurrent courses or awarded for credit by examination (AP, IB, or CLEP).


In addition to the basic eligibility requirements, students must meet requirements in at least two for the following four areas for priority consideration:

  • Advanced Academic Program – Twelve hours of college credit (dual credit or AAP courses), complete the Distinguished Achievement Program (DAP), or complete the International Baccalaureate Program (IB)
  • TSI Readiness – Meet the Texas Success Initiatives (TSI) assessment thresholds or qualify for an exemption.
  • Class Standing – Graduate in the top third of high school graduating class or have a B grade average.
  • Advanced Math – Complete at least one math course beyond Algebra II.


  1. At the end of the first year, a student entering the program must be meeting the school’s Satisfactory Academic Progress (SAP) requirements. 
  2. At the end of the second year in the program or later years, all students must complete at least 75% of the hours attempted in the prior academic year (Fall + Spring), have an overall college grade point average (GPA) of at least 2.5 on a 4.0 scale and complete at least 24 semester credit hours per year.

 More information about all Texas state grants is available at

Work-Study Program (Federal & State)

The purpose of the Federal Work-Study (FWS) Program (formerly called the College Work-Study Program) is to give part-time employment to undergraduate and graduate students who need the income to help meet the costs of postsecondary education.

This need-based program encourages community service work and work related to each student's course of study. The work-study program provides an opportunity for students with financial need to earn money to help pay their educational expenses. Not all students with financial need are guaranteed to receive work-study. Students are generally awarded work-study based on availability of funding and on a first-come, first-serve basis. Eligible students must be enrolled in at least six semester credit hours and demonstrate financial need.

Work-study provides the student an opportunity to "earn as you learn." Individuals on the work-study program are paid on a monthly basis for hours worked. Students can work no more than 19.5 hours per week. Salaries are reviewed on a yearly basis. 

Direct Stafford Loans

Direct Stafford Loans (Stafford Loans) are low-interest loans for eligible undergraduate and graduate students to help cover the cost of higher education. Eligible students borrow directly from the U.S. Department of Education. The time necessary for those loan funds to arrive varies by the time of year they are processed and the manual processes placed on our office. 

Direct Subsidized Loans

These are for students with financial need. The Office of Student Financial Aid will review the results of your Free Application for Federal Student Aid (FAFSASM) and determine the amount you can borrow. You are not charged interest while you're in school at least half-time and during grace periods and deferment periods.

Direct Unsubsidized Loans

You are not required to demonstrate financial need to receive a Direct Unsubsidized Loan. Like subsidized loans, the Office of Student Financial Aid will determine the amount you can borrow. Interest accrues (accumulates) on an unsubsidized loan from the time it's first paid out. You can pay the interest while you are in school and during grace periods and deferment or forbearance periods, or you can allow it to accrue and be capitalized (that is, added to the principal amount of your loan). If you choose not to pay the interest as it accrues, this will increase the total amount you have to repay because you will be charged interest on a higher principal amount.

Direct Parent PLUS Loans

Parents of dependent students may apply for a Direct Parent PLUS Loan (application is online at to help pay their child's education expenses as long as certain eligibility requirements are met. Graduate students may apply for PLUS Loans for their own expenses.

To be eligible for a Direct Parent PLUS Loan:

  1. The parent borrower must be the student's biological or adoptive parent.
  2. The student must be a dependent student who is enrolled at least half-time. Generally, a student is considered dependent if he or she is under 24 years of age, has no dependents, and is not married, a veteran, a graduate or professional degree student, or a ward of the court.
  3. The parent borrower must not have an adverse credit history (a credit check will be done). If the parent does not pass the credit check, the parent may still receive a loan if someone (such as a relative or friend who is able to pass t he credit check) agrees to endorse the loan. The endorser promises to repay the loan if the parent fails to do so. The parent may also still receive a loan if he or she can demonstrate extenuating circumstances.
  4. The student and parent must be U.S. citizens or eligible non-citizens, must not be in default on any federal education loans or owe an overpayment on a federal education grant, and must meet other general eligibility requirements for the federal student aid programs.

Federal Perkins Loan Program (PERK)

A Federal Perkins Loan is a low-interest (5 percent) loan for both undergraduate and graduate students with exceptional financial need. Your school is your lender and the loan is made with government funds. You must complete entrance counseling at and sign the Master Promissory Note in the Financial Aid Office. You must repay this loan to your school.

B On Time Loan Program

The Texas Legislature has created the B-On-Time Student Loan Program. You can find information about this loan program at

At this time the B-On-Time Loan Program is a "need" based loan program, providing non-interest bearing loans with a provision for loan forgiveness if the student meets defined criteria. The B-On-Time loan program is designed for students qualifying for the TEXAS Grant when schools do not have enough funds to be able to provide these students a TEXAS Grant. Because of this guideline Lamar University will not award a B-On-Time Loan until ALL Texas Grant funds have been awarded and disbursed for the current academic year.

There are no additional forms to fill out to become eligible for a B-On-Time Student Loan. Each eligible student will be contacted by Lamar University's Office of Student Financial Aid and directed as to what steps need to be taken if they choose to accept a B-On-Time Loan once it has been awarded to them.

As with all grant programs, funds are limited, and as a "need" based program funds are awarded first to students having the greatest need.


For information about tuition exemptions for certain Texas students and waivers of tuition and/or fees for certain students who are not Texas residents, please visit  Unless specifically otherwise stated, students receiving any exemption/waiver must meet all standard requirements for eligibility including Satisfactory Academic Progress Standards and not in student loan Default status.